Cheque Bounce Notice Format India (2026) – Section 138 Guide

Cheque Bounce Notice Format India (2026) – Section 138 Guide

Cheque Bounce Notice Format India (2026) – Section 138 Guide

If your cheque has bounced, sending a legal notice is the first and most important legal step under Section 138 of the Negotiable Instruments Act.

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Cheque Bounce Legal Notice Format

Legal Notice Structure:

1. Date
2. Sender & Receiver Details
3. Cheque Details (Number, Date, Amount)
4. Reason for Dishonour
5. Demand for Payment
6. 15 Days Time to Pay
7. Legal Warning under Section 138

⚠️ A wrong or incomplete notice can weaken your legal case.

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Section 138 NI Act – Important Rules

  • Notice must be sent within 30 days of cheque return
  • Receiver gets 15 days to make payment
  • Failure leads to criminal case

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FAQs

Can I send notice without lawyer?
Yes, but mistakes can weaken your case.

What if I miss 30 days?
You may lose your legal right under Section 138.

Is notice mandatory?
Yes, before filing a cheque bounce case.

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